What payment methods does BJ's Wholesale accept?
The short answer: BJ's Wholesale accepts Apple Pay (in store, online), Google Pay (in store), PayPal (online, in the app), Gift cards (in store, online, in the app), and Cash (in store); accepts EBT / SNAP (in store, online △, in the app △) with conditions; does not accept Checks; we could not confirm whether it takes Venmo, Cash App Pay, Klarna, and Afterpay, and 1 more (see details below). Last verified September 2026 against official BJ's Wholesale documentation.
Accepted at BJ's Wholesale
- ✓ Apple Pay (in store, online only)
- ✓ Google Pay (in store only)
- ✓ PayPal (online, app only)
- EBT / SNAP (in store, online △, app △)EBT accepted in-club, and on BJs.com and in the BJ's mobile app in certain states, per BJ's official membership terms.
- ✓ Gift cards (in store, online, app only)
- ✓ Cash (in store only)
Payment methods at BJ's Wholesale
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | ✓ Accepted | ✕ Not accepted | ✓ Accepted | ✕ Not accepted |
| Google Pay | ✓ Accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| PayPal | ✕ Not accepted | ✕ Not accepted | ✓ Accepted | ✓ Accepted |
| Venmo | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Cash App Pay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Klarna | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Afterpay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Affirm | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| EBT / SNAP | ✓ Accepted | ✕ Not accepted | △ Conditional | △ Conditional |
| Gift cards | ✓ Accepted | ✕ Not accepted | ✓ Accepted | ✓ Accepted |
| Cash | ✓ Accepted | ✕ Not accepted | – N/A | – N/A |
| Checks | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
Last verified: September 2026 against official BJ's Wholesale documentation.
Coverage: US stores and US website. Acceptance may differ in other countries — see How we verify.
Details by payment method
Does BJ's Wholesale take Apple Pay? Officially confirmed
BJ's Wholesale — yes: in store, online. BJ's announced Tap & Pay (NFC) is accepted in-club, naming Apple Pay as a supported wallet; Apple Pay is also listed as an option for BJs.com online checkout.
Source: newsroom.bjs.com
Does BJ's Wholesale take Google Pay? Officially confirmed
BJ's Wholesale — yes: in store. BJ's announced in-club Tap & Pay and named Google Pay as a supported wallet, noting Tap & Pay is also accepted in-club.
Source: newsroom.bjs.com
Does BJ's Wholesale take PayPal? Secondary source
BJ's Wholesale — yes: online, app. BJ's announced PayPal, PayPal Credit and PayPal OneTouch for BJs.com checkout (online and mobile).
Source: paymentsjournal.com
Does BJ's Wholesale take Venmo? Not confirmed
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Venmo.
Source: none documented — listed as not confirmed.
Does BJ's Wholesale take Cash App Pay? Not confirmed
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Cash App Pay.
Source: none documented — listed as not confirmed.
Does BJ's Wholesale take Klarna? Not confirmed
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Klarna.
Source: none documented — listed as not confirmed.
Does BJ's Wholesale take Afterpay? Not confirmed
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Afterpay.
Source: none documented — listed as not confirmed.
Does BJ's Wholesale take Affirm? Not confirmed
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Affirm.
Source: none documented — listed as not confirmed.
Does BJ's Wholesale take EBT / SNAP? Officially confirmed
BJ's Wholesale — yes: in store; with conditions: online, app. EBT accepted in-club, and on BJs.com and in the BJ's mobile app in certain states, per BJ's official membership terms.
Source: bjs.com
Does BJ's Wholesale take Gift cards? Officially confirmed
BJ's Wholesale — yes: in store, online, app. BJ's gift cards are redeemable for merchandise at club front-end registers, at checkout on BJs.com, and in the BJ's mobile app (not for Same-Day Delivery).
Source: bjs.com
Does BJ's Wholesale take Cash? Officially confirmed
BJ's Wholesale — yes: in store. Cash accepted in-club per BJ's official membership terms.
Source: bjs.com
Does BJ's Wholesale take Checks? Officially confirmed
No — BJ's Wholesale does not accept Checks through any of the channels we track. BJ's membership terms state: 'BJ's does not currently accept checks in-club, on BJs.com or in the BJ's mobile app.'
Source: bjs.com
Sources
- BJ's Wholesale Club — Membership Terms (official: accepted payment methods, checks not accepted, EBT rules, gift cards) (bjs.com)
- BJ's Wholesale Club press release — Tap & Pay (official: Apple Pay and Google Pay wallets, in-club Tap & Pay) (newsroom.bjs.com)
- PaymentsJournal — BJ's teams with PayPal (quoting BJ's announcement: PayPal for online and mobile checkout) (paymentsjournal.com)
- Kudos — Does BJ's Take Apple Pay? (online payment options: Apple Pay, PayPal, Sezzle, SNAP EBT) (joinkudos.com)
Frequently asked questions
Does BJ's Wholesale take Apple Pay?
BJ's Wholesale — yes: in store, online. BJ's announced Tap & Pay (NFC) is accepted in-club, naming Apple Pay as a supported wallet; Apple Pay is also listed as an option for BJs.com online checkout.
Does BJ's Wholesale take Google Pay?
BJ's Wholesale — yes: in store. BJ's announced in-club Tap & Pay and named Google Pay as a supported wallet, noting Tap & Pay is also accepted in-club.
Does BJ's Wholesale take PayPal?
BJ's Wholesale — yes: online, app. BJ's announced PayPal, PayPal Credit and PayPal OneTouch for BJs.com checkout (online and mobile).
Does BJ's Wholesale take Venmo?
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Venmo.
Does BJ's Wholesale take Cash App Pay?
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Cash App Pay.
Does BJ's Wholesale take Klarna?
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Klarna.
Does BJ's Wholesale take Afterpay?
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Afterpay.
Does BJ's Wholesale take Affirm?
Not confirmed — we couldn't find official documentation on whether BJ's Wholesale accepts Affirm.
Does BJ's Wholesale take EBT / SNAP?
BJ's Wholesale — yes: in store; with conditions: online, app. EBT accepted in-club, and on BJs.com and in the BJ's mobile app in certain states, per BJ's official membership terms.
Does BJ's Wholesale take Gift cards?
BJ's Wholesale — yes: in store, online, app. BJ's gift cards are redeemable for merchandise at club front-end registers, at checkout on BJs.com, and in the BJ's mobile app (not for Same-Day Delivery).
Does BJ's Wholesale take Cash?
BJ's Wholesale — yes: in store. Cash accepted in-club per BJ's official membership terms.
Does BJ's Wholesale take Checks?
No — BJ's Wholesale does not accept Checks through any of the channels we track. BJ's membership terms state: 'BJ's does not currently accept checks in-club, on BJs.com or in the BJ's mobile app.'
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against BJ's Wholesale's official documentation.