What payment methods does Costco accept?
The short answer: Costco accepts Affirm (online, in the app), Gift cards, and Cash (in store); accepts Apple Pay (in store, at self-checkout), Google Pay (in store, at self-checkout), EBT / SNAP (in store, at self-checkout), and Checks (in store) with conditions; we could not confirm whether it takes PayPal, Venmo, Cash App Pay, and Klarna, and 1 more (see details below). Last verified September 2026 against official Costco documentation.
Accepted at Costco
- Apple Pay (in store, self-checkout only)Listed under warehouse 'Mobile Payment'; must be linked to an accepted card (Visa credit or PIN debit). Not listed for Costco.com.
- Google Pay (in store, self-checkout only)Listed under warehouse 'Mobile Payment'; must be linked to an accepted card (Visa credit or PIN debit). Not listed for Costco.com.
- ✓ Affirm (online, app only)Listed as an accepted method on Costco.com.
- EBT / SNAP (in store, self-checkout only)EBT cards accepted at warehouse registers for eligible food items; not accepted on Costco.com or in the app.
- ✓ Gift cards
- ✓ Cash (in store only)
- Checks (in store only)Personal checks from current members (business checks from business members) with government photo ID; pre-printed required.
Payment methods at Costco
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | △ Conditional | △ Conditional | ✕ Not accepted | ? Not confirmed |
| Google Pay | △ Conditional | △ Conditional | ✕ Not accepted | ? Not confirmed |
| PayPal | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Venmo | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Cash App Pay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Klarna | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Afterpay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Affirm | ✕ Not accepted | ✕ Not accepted | ✓ Accepted | △ Conditional |
| EBT / SNAP | △ Conditional | △ Conditional | ✕ Not accepted | ✕ Not accepted |
| Gift cards | ✓ Accepted | ✓ Accepted | ✓ Accepted | ✓ Accepted |
| Cash | ✓ Accepted | ? Not confirmed | – N/A | – N/A |
| Checks | △ Conditional | ? Not confirmed | – N/A | – N/A |
Last verified: September 2026 against official Costco documentation.
Details by payment method
Does Costco take Apple Pay? Officially confirmed
Costco — with conditions: in store, self-checkout. Listed under warehouse 'Mobile Payment'; must be linked to an accepted card (Visa credit or PIN debit).
Source: customerservice.costco.com
Does Costco take Google Pay? Officially confirmed
Costco — with conditions: in store, self-checkout. Listed under warehouse 'Mobile Payment'; must be linked to an accepted card (Visa credit or PIN debit).
Source: customerservice.costco.com
Does Costco take PayPal? Not confirmed
Not confirmed — we couldn't find official documentation on whether Costco accepts PayPal.
Source: customerservice.costco.com
Does Costco take Venmo? Not confirmed
Not confirmed — we couldn't find official documentation on whether Costco accepts Venmo.
Source: customerservice.costco.com
Does Costco take Cash App Pay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Costco accepts Cash App Pay.
Source: customerservice.costco.com
Does Costco take Klarna? Not confirmed
Not confirmed — we couldn't find official documentation on whether Costco accepts Klarna.
Source: customerservice.costco.com
Does Costco take Afterpay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Costco accepts Afterpay.
Source: customerservice.costco.com
Does Costco take Affirm? Officially confirmed
Costco — yes: online; with conditions: app. Listed as an accepted method on Costco.com.
Source: customerservice.costco.com
Does Costco take EBT / SNAP? Officially confirmed
Costco — with conditions: in store, self-checkout. EBT cards accepted at warehouse registers for eligible food items; not accepted on Costco.com or in the app.
Source: customerservice.costco.com
Does Costco take Gift cards? Officially confirmed
Costco — yes everywhere. Costco Shop Cards accepted at warehouses, self-checkout, Costco.com, and the app; members and non-members may use them.
Source: customerservice.costco.com
Does Costco take Cash? Officially confirmed
Costco — yes: in store. Cash accepted at warehouse staffed registers.
Source: customerservice.costco.com
Does Costco take Checks? Officially confirmed
Costco — with conditions: in store. Personal checks from current members (business checks from business members) with government photo ID; pre-printed required.
Source: costco.com
Sources
- What payment methods are accepted at Costco? (official customer service) (customerservice.costco.com)
- Member privileges and conditions — payment (Costco.com) (costco.com)
- Costco payment methods overview (TheStreet) (thestreet.com)
Frequently asked questions
Does Costco take Apple Pay?
Costco — with conditions: in store, self-checkout. Listed under warehouse 'Mobile Payment'; must be linked to an accepted card (Visa credit or PIN debit).
Does Costco take Google Pay?
Costco — with conditions: in store, self-checkout. Listed under warehouse 'Mobile Payment'; must be linked to an accepted card (Visa credit or PIN debit).
Does Costco take PayPal?
Not confirmed — we couldn't find official documentation on whether Costco accepts PayPal.
Does Costco take Venmo?
Not confirmed — we couldn't find official documentation on whether Costco accepts Venmo.
Does Costco take Cash App Pay?
Not confirmed — we couldn't find official documentation on whether Costco accepts Cash App Pay.
Does Costco take Klarna?
Not confirmed — we couldn't find official documentation on whether Costco accepts Klarna.
Does Costco take Afterpay?
Not confirmed — we couldn't find official documentation on whether Costco accepts Afterpay.
Does Costco take Affirm?
Costco — yes: online; with conditions: app. Listed as an accepted method on Costco.com.
Does Costco take EBT / SNAP?
Costco — with conditions: in store, self-checkout. EBT cards accepted at warehouse registers for eligible food items; not accepted on Costco.com or in the app.
Does Costco take Gift cards?
Costco — yes everywhere. Costco Shop Cards accepted at warehouses, self-checkout, Costco.com, and the app; members and non-members may use them.
Does Costco take Cash?
Costco — yes: in store. Cash accepted at warehouse staffed registers.
Does Costco take Checks?
Costco — with conditions: in store. Personal checks from current members (business checks from business members) with government photo ID; pre-printed required.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against Costco's official documentation.