What payment methods does Home Depot accept?
The short answer: Home Depot accepts Gift cards (in store, online), Cash (in store), and Checks (in store); accepts Klarna (online, in the app) with conditions; does not accept Apple Pay, Google Pay, Venmo, Cash App Pay, Afterpay, and EBT / SNAP; we could not confirm whether it takes PayPal and Affirm. Last verified September 2026 against official Home Depot documentation.
Accepted at Home Depot
- Klarna (online, app only)Klarna's official store directory lists The Home Depot ('Shop in the Klarna app — Apple Pay — Google Pay'); use is via Klarna's app/one-time card products with eligibility assessed per purchase, not a direct Home Depot checkout integration.
- ✓ Gift cards (in store, online only)
- ✓ Cash (in store only)
- ✓ Checks (in store only)
Payment methods at Home Depot
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Google Pay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| PayPal | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Venmo | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Cash App Pay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Klarna | ? Not confirmed | ? Not confirmed | △ Conditional | △ Conditional |
| Afterpay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Affirm | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| EBT / SNAP | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Gift cards | ✓ Accepted | ? Not confirmed | ✓ Accepted | ? Not confirmed |
| Cash | ✓ Accepted | ? Not confirmed | – N/A | – N/A |
| Checks | ✓ Accepted | ? Not confirmed | – N/A | – N/A |
Last verified: September 2026 against official Home Depot documentation.
Details by payment method
Does Home Depot take Apple Pay? Secondary source
No — Home Depot does not accept Apple Pay through any of the channels we track. NFC/contactless wallets remain unsupported; chip/swipe only.
Source: homebusinessmag.com
Does Home Depot take Google Pay? Secondary source
No — Home Depot does not accept Google Pay through any of the channels we track. NFC-based wallets not accepted; chip/swipe only.
Source: retailshout.com
Does Home Depot take PayPal? Not confirmed
Not confirmed — we couldn't find official documentation on whether Home Depot accepts PayPal.
Source: none documented — listed as not confirmed.
Does Home Depot take Venmo? Secondary source
No — Home Depot does not accept Venmo through any of the channels we track. Not listed among accepted payment methods.
Source: gethuman.com
Does Home Depot take Cash App Pay? Secondary source
No — Home Depot does not accept Cash App Pay through any of the channels we track. Not listed among accepted payment methods.
Source: gethuman.com
Does Home Depot take Klarna? Provider confirmed
Home Depot — with conditions: online, app. Klarna's official store directory lists The Home Depot ('Shop in the Klarna app — Apple Pay — Google Pay'); use is via Klarna's app/one-time card products with eligibility assessed per purchase, not a direct Home Depot checkout integration.
Source: klarna.com
Does Home Depot take Afterpay? Secondary source
No — Home Depot does not accept Afterpay through any of the channels we track. Not accepted; no Afterpay partnership.
Source: retailshout.com
Does Home Depot take Affirm? Not confirmed
Not confirmed — we couldn't find official documentation on whether Home Depot accepts Affirm.
Source: none documented — listed as not confirmed.
Does Home Depot take EBT / SNAP? Secondary source
No — Home Depot does not accept EBT / SNAP through any of the channels we track. Not accepted; Home Depot sells no SNAP-eligible groceries.
Source: gethuman.com
Does Home Depot take Gift cards? Secondary source
Home Depot — yes: in store, online. Home Depot's gift card terms state the cards are valid at any Home Depot store in the U.S.
Source: assets.sveltedelivery.com
Does Home Depot take Cash? Officially confirmed
Home Depot — yes: in store. Home Depot's fiscal 2024 10-K states the company accepts cash among its payment methods.
Source: ir.homedepot.com
Does Home Depot take Checks? Officially confirmed
Home Depot — yes: in store. Home Depot's fiscal 2024 10-K states the company accepts checks among its payment methods.
Source: ir.homedepot.com
Sources
- Does Home Depot Take Apple Pay? (Sept 2026 update) (homebusinessmag.com)
- Home Depot FY2024 10-K (official) (ir.homedepot.com)
- Klarna: pay with Klarna at The Home Depot (official provider) (klarna.com)
- Home Depot gift card terms (official provider terms) (assets.sveltedelivery.com)
Frequently asked questions
Does Home Depot take Apple Pay?
No — Home Depot does not accept Apple Pay through any of the channels we track. NFC/contactless wallets remain unsupported; chip/swipe only.
Does Home Depot take Google Pay?
No — Home Depot does not accept Google Pay through any of the channels we track. NFC-based wallets not accepted; chip/swipe only.
Does Home Depot take PayPal?
Not confirmed — we couldn't find official documentation on whether Home Depot accepts PayPal.
Does Home Depot take Venmo?
No — Home Depot does not accept Venmo through any of the channels we track. Not listed among accepted payment methods.
Does Home Depot take Cash App Pay?
No — Home Depot does not accept Cash App Pay through any of the channels we track. Not listed among accepted payment methods.
Does Home Depot take Klarna?
Home Depot — with conditions: online, app. Klarna's official store directory lists The Home Depot ('Shop in the Klarna app — Apple Pay — Google Pay'); use is via Klarna's app/one-time card products with eligibility assessed per purchase, not a direct Home Depot checkout integration.
Does Home Depot take Afterpay?
No — Home Depot does not accept Afterpay through any of the channels we track. Not accepted; no Afterpay partnership.
Does Home Depot take Affirm?
Not confirmed — we couldn't find official documentation on whether Home Depot accepts Affirm.
Does Home Depot take EBT / SNAP?
No — Home Depot does not accept EBT / SNAP through any of the channels we track. Not accepted; Home Depot sells no SNAP-eligible groceries.
Does Home Depot take Gift cards?
Home Depot — yes: in store, online. Home Depot's gift card terms state the cards are valid at any Home Depot store in the U.S.
Does Home Depot take Cash?
Home Depot — yes: in store. Home Depot's fiscal 2024 10-K states the company accepts cash among its payment methods.
Does Home Depot take Checks?
Home Depot — yes: in store. Home Depot's fiscal 2024 10-K states the company accepts checks among its payment methods.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against Home Depot's official documentation.