What payment methods does IHOP accept?
The short answer: IHOP accepts Gift cards (in store) and Cash (in store); accepts Apple Pay (in store △) and Google Pay (in store △) with conditions; we could not confirm whether it takes PayPal, Venmo, Cash App Pay, and Klarna, and 4 more (see details below). Last verified September 2026 against official IHOP documentation.
Accepted at IHOP
- Apple Pay (in store △)Reported accepted at some IHOP locations; varies by location. For online ordering and the IHOP app.
- Google Pay (in store △)Reported accepted at some IHOP locations; varies by location. For online ordering and the IHOP app.
- ✓ Gift cards (in store only)
- ✓ Cash (in store only)
Payment methods at IHOP
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | △ Conditional | – N/A | ✕ Not accepted | ✕ Not accepted |
| Google Pay | △ Conditional | – N/A | ✕ Not accepted | ✕ Not accepted |
| PayPal | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Venmo | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Cash App Pay | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Klarna | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Afterpay | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Affirm | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| EBT / SNAP | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Gift cards | ✓ Accepted | – N/A | ✕ Not accepted | ✕ Not accepted |
| Cash | ✓ Accepted | – N/A | – N/A | – N/A |
| Checks | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
Last verified: September 2026 against official IHOP documentation.
Coverage: US stores and US website. Acceptance may differ in other countries — see How we verify.
Details by payment method
Does IHOP take Apple Pay? Secondary source
IHOP — with conditions: in store. Reported accepted at some IHOP locations; varies by location.
Source: forums.macrumors.com
Does IHOP take Google Pay? Secondary source
IHOP — with conditions: in store. Reported accepted at some IHOP locations; varies by location.
Source: forums.macrumors.com
Does IHOP take PayPal? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts PayPal.
Source: none documented — listed as not confirmed.
Does IHOP take Venmo? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts Venmo.
Source: none documented — listed as not confirmed.
Does IHOP take Cash App Pay? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts Cash App Pay.
Source: none documented — listed as not confirmed.
Does IHOP take Klarna? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts Klarna.
Source: none documented — listed as not confirmed.
Does IHOP take Afterpay? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts Afterpay.
Source: none documented — listed as not confirmed.
Does IHOP take Affirm? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts Affirm.
Source: none documented — listed as not confirmed.
Does IHOP take EBT / SNAP? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts EBT / SNAP.
Source: none documented — listed as not confirmed.
Does IHOP take Gift cards? Secondary source
IHOP — yes: in store. IHOP gift cards are redeemable at IHOP US locations in-store.
Source: amazon.com
Does IHOP take Cash? Secondary source
IHOP — yes: in store. Cash is accepted in-store (listed among supported payment methods in IHOP POS training materials).
Source: dev.aa-dc.org
Does IHOP take Checks? Not confirmed
Not confirmed — we couldn't find official documentation on whether IHOP accepts Checks.
Source: none documented — listed as not confirmed.
Sources
- MacRumors NFC payments list - IHOP (forums.macrumors.com)
- Amazon - IHOP eGift Card (amazon.com)
- IHOP POS system training (payment methods) (dev.aa-dc.org)
Frequently asked questions
Does IHOP take Apple Pay?
IHOP — with conditions: in store. Reported accepted at some IHOP locations; varies by location.
Does IHOP take Google Pay?
IHOP — with conditions: in store. Reported accepted at some IHOP locations; varies by location.
Does IHOP take PayPal?
Not confirmed — we couldn't find official documentation on whether IHOP accepts PayPal.
Does IHOP take Venmo?
Not confirmed — we couldn't find official documentation on whether IHOP accepts Venmo.
Does IHOP take Cash App Pay?
Not confirmed — we couldn't find official documentation on whether IHOP accepts Cash App Pay.
Does IHOP take Klarna?
Not confirmed — we couldn't find official documentation on whether IHOP accepts Klarna.
Does IHOP take Afterpay?
Not confirmed — we couldn't find official documentation on whether IHOP accepts Afterpay.
Does IHOP take Affirm?
Not confirmed — we couldn't find official documentation on whether IHOP accepts Affirm.
Does IHOP take EBT / SNAP?
Not confirmed — we couldn't find official documentation on whether IHOP accepts EBT / SNAP.
Does IHOP take Gift cards?
IHOP — yes: in store. IHOP gift cards are redeemable at IHOP US locations in-store.
Does IHOP take Cash?
IHOP — yes: in store. Cash is accepted in-store (listed among supported payment methods in IHOP POS training materials).
Does IHOP take Checks?
Not confirmed — we couldn't find official documentation on whether IHOP accepts Checks.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against IHOP's official documentation.