What payment methods does Instacart accept?
The short answer: Instacart accepts Apple Pay (online, in the app), Google Pay (online, in the app), PayPal (online, in the app), Klarna (online, in the app), and Gift cards (online, in the app); accepts EBT / SNAP (online △, in the app △) with conditions; does not accept Cash; we could not confirm whether it takes Venmo, Cash App Pay, Afterpay, and Affirm, and 1 more (see details below). Last verified September 2026 against official Instacart documentation.
Accepted at Instacart
- ✓ Apple Pay (online, app only)
- ✓ Google Pay (online, app only)
- ✓ PayPal (online, app only)
- ✓ Klarna (online, app only)
- EBT / SNAP (online △, app △)EBT accepted at participating stores in select states for SNAP-eligible items only; fees, taxes and tips need a separate payment method. No physical locations.
- ✓ Gift cards (online, app only)
Payment methods at Instacart
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | – N/A | – N/A | ✓ Accepted | ✓ Accepted |
| Google Pay | – N/A | – N/A | ✓ Accepted | ✓ Accepted |
| PayPal | – N/A | – N/A | ✓ Accepted | ✓ Accepted |
| Venmo | – N/A | – N/A | ? Not confirmed | ? Not confirmed |
| Cash App Pay | – N/A | – N/A | ? Not confirmed | ? Not confirmed |
| Klarna | – N/A | – N/A | ✓ Accepted | ✓ Accepted |
| Afterpay | – N/A | – N/A | ? Not confirmed | ? Not confirmed |
| Affirm | – N/A | – N/A | ? Not confirmed | ? Not confirmed |
| EBT / SNAP | – N/A | – N/A | △ Conditional | △ Conditional |
| Gift cards | – N/A | – N/A | ✓ Accepted | ✓ Accepted |
| Cash | – N/A | – N/A | ✕ Not accepted | ✕ Not accepted |
| Checks | – N/A | – N/A | ? Not confirmed | ? Not confirmed |
Last verified: September 2026 against official Instacart documentation.
Coverage: US stores and US website. Acceptance may differ in other countries — see How we verify.
Details by payment method
Does Instacart take Apple Pay? Secondary source
Instacart — yes: online, app. Apple Pay accepted, per Instacart's official payment list.
Source: marketingscoop.com
Does Instacart take Google Pay? Secondary source
Instacart — yes: online, app. Google Pay accepted, per Instacart's official payment list.
Source: marketingscoop.com
Does Instacart take PayPal? Secondary source
Instacart — yes: online, app. PayPal accepted, per Instacart's official payment list.
Source: marketingscoop.com
Does Instacart take Venmo? Not confirmed
Not confirmed — we couldn't find official documentation on whether Instacart accepts Venmo.
Source: none documented — listed as not confirmed.
Does Instacart take Cash App Pay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Instacart accepts Cash App Pay.
Source: none documented — listed as not confirmed.
Does Instacart take Klarna? Secondary source
Instacart — yes: online, app. BNPL via Klarna added in 2022: pay for purchases in four interest-free installments.
Source: stripe.com
Does Instacart take Afterpay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Instacart accepts Afterpay.
Source: none documented — listed as not confirmed.
Does Instacart take Affirm? Not confirmed
Not confirmed — we couldn't find official documentation on whether Instacart accepts Affirm.
Source: none documented — listed as not confirmed.
Does Instacart take EBT / SNAP? Secondary source
Instacart — with conditions: online, app. EBT accepted at participating stores in select states for SNAP-eligible items only; fees, taxes and tips need a separate payment method.
Source: esquilo.io
Does Instacart take Gift cards? Secondary source
Instacart — yes: online, app. Instacart gift cards redeemable toward orders.
Source: marketingscoop.com
Does Instacart take Cash? Secondary source
No — Instacart does not accept Cash through any of the channels we track. Not accepted; Instacart's official help lists cash among non-accepted payment methods.
Source: marketingscoop.com
Does Instacart take Checks? Not confirmed
Not confirmed — we couldn't find official documentation on whether Instacart accepts Checks.
Source: none documented — listed as not confirmed.
Sources
- Instacart + Stripe case study (Klarna BNPL) (stripe.com)
- Instacart payment methods guide (marketingscoop.com)
- Instacart EBT guide (esquilo.io)
Frequently asked questions
Does Instacart take Apple Pay?
Instacart — yes: online, app. Apple Pay accepted, per Instacart's official payment list.
Does Instacart take Google Pay?
Instacart — yes: online, app. Google Pay accepted, per Instacart's official payment list.
Does Instacart take PayPal?
Instacart — yes: online, app. PayPal accepted, per Instacart's official payment list.
Does Instacart take Venmo?
Not confirmed — we couldn't find official documentation on whether Instacart accepts Venmo.
Does Instacart take Cash App Pay?
Not confirmed — we couldn't find official documentation on whether Instacart accepts Cash App Pay.
Does Instacart take Klarna?
Instacart — yes: online, app. BNPL via Klarna added in 2022: pay for purchases in four interest-free installments.
Does Instacart take Afterpay?
Not confirmed — we couldn't find official documentation on whether Instacart accepts Afterpay.
Does Instacart take Affirm?
Not confirmed — we couldn't find official documentation on whether Instacart accepts Affirm.
Does Instacart take EBT / SNAP?
Instacart — with conditions: online, app. EBT accepted at participating stores in select states for SNAP-eligible items only; fees, taxes and tips need a separate payment method.
Does Instacart take Gift cards?
Instacart — yes: online, app. Instacart gift cards redeemable toward orders.
Does Instacart take Cash?
No — Instacart does not accept Cash through any of the channels we track. Not accepted; Instacart's official help lists cash among non-accepted payment methods.
Does Instacart take Checks?
Not confirmed — we couldn't find official documentation on whether Instacart accepts Checks.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against Instacart's official documentation.