What payment methods does Kroger accept?
The short answer: Kroger accepts EBT / SNAP, Gift cards, and Cash (in store, at self-checkout); accepts Apple Pay (in store, at self-checkout) and Google Pay (in store, at self-checkout) with conditions; does not accept Venmo, Cash App Pay, Klarna, Afterpay, and Affirm; we could not confirm whether it takes PayPal and Checks. Last verified September 2026 against official Kroger documentation.
Accepted at Kroger
- Apple Pay (in store, self-checkout only)Kroger's official credit-card page defines mobile-wallet transactions to include Apple Pay at Kroger Family of Companies locations, so in-store and self-checkout acceptance is conditional on an NFC/contactless-enabled terminal; Kroger publishes no lane-level payment policy. Kroger's official Pickup & Delivery Terms (§11.1) list only credit/debit cards, gift cards, and EBT as accepted methods for online and mobile-app orders, excluding Apple Pay.
- Google Pay (in store, self-checkout only)Kroger's official credit-card page defines mobile-wallet transactions to include Google Pay at Kroger Family of Companies locations, so in-store and self-checkout acceptance is conditional on an NFC/contactless-enabled terminal; Kroger publishes no lane-level payment policy. Kroger's official Pickup & Delivery Terms (§11.1) list only credit/debit cards, gift cards, and EBT as accepted methods for online and mobile-app orders, excluding Google Pay.
- ✓ EBT / SNAPAccepted in-store; EBT (authorized stores only) accepted for pickup/delivery — add the card under My Account > Wallet.
- ✓ Gift cards
- ✓ Cash (in store, self-checkout only)
Payment methods at Kroger
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | △ Conditional | △ Conditional | ✕ Not accepted | ✕ Not accepted |
| Google Pay | △ Conditional | △ Conditional | ✕ Not accepted | ✕ Not accepted |
| PayPal | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Venmo | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Cash App Pay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Klarna | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Afterpay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Affirm | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| EBT / SNAP | ✓ Accepted | ✓ Accepted | △ Conditional | △ Conditional |
| Gift cards | ✓ Accepted | ✓ Accepted | ✓ Accepted | ✓ Accepted |
| Cash | ✓ Accepted | ✓ Accepted | ✕ Not accepted | ✕ Not accepted |
| Checks | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
Last verified: September 2026 against official Kroger documentation.
Details by payment method
Does Kroger take Apple Pay? Officially confirmed
Kroger — with conditions: in store, self-checkout. Kroger's official credit-card page defines mobile-wallet transactions to include Apple Pay at Kroger Family of Companies locations, so in-store and self-checkout acceptance is conditional on an NFC/contactless-enabled terminal; Kroger publishes no lane-level payment policy.
Source: kroger.com
Does Kroger take Google Pay? Officially confirmed
Kroger — with conditions: in store, self-checkout. Kroger's official credit-card page defines mobile-wallet transactions to include Google Pay at Kroger Family of Companies locations, so in-store and self-checkout acceptance is conditional on an NFC/contactless-enabled terminal; Kroger publishes no lane-level payment policy.
Source: kroger.com
Does Kroger take PayPal? Not confirmed
Not confirmed — we couldn't find official documentation on whether Kroger accepts PayPal.
Source: kroger.com
Does Kroger take Venmo? Officially confirmed
No — Kroger does not accept Venmo through any of the channels we track. Not listed among accepted payment methods on official pages.
Source: kroger.com
Does Kroger take Cash App Pay? Officially confirmed
No — Kroger does not accept Cash App Pay through any of the channels we track. Not listed among accepted payment methods on official pages.
Source: kroger.com
Does Kroger take Klarna? Officially confirmed
No — Kroger does not accept Klarna through any of the channels we track. Not a direct checkout option; a Klarna virtual card can be used indirectly as a card.
Source: kroger.com
Does Kroger take Afterpay? Secondary source
No — Kroger does not accept Afterpay through any of the channels we track. Not a direct checkout option; usable indirectly via the Afterpay app's one-time virtual card.
Source: progressivegrocer.com
Does Kroger take Affirm? Officially confirmed
No — Kroger does not accept Affirm through any of the channels we track. Not a direct checkout option; Affirm can surface as a wallet-side installment inside Apple Pay where accepted.
Source: kroger.com
Does Kroger take EBT / SNAP? Officially confirmed
Kroger — yes: in store, self-checkout; with conditions: online, app. Accepted in-store; EBT (authorized stores only) accepted for pickup/delivery — add the card under My Account > Wallet.
Source: kroger.com
Does Kroger take Gift cards? Officially confirmed
Kroger — yes everywhere. Kroger gift cards accepted in-store and for pickup/delivery; cash and checks are not accepted for pickup/delivery.
Source: kroger.com
Does Kroger take Cash? Officially confirmed
Kroger — yes: in store, self-checkout. Cash accepted at registers and most self-checkout lanes; not accepted for pickup/delivery (official terms).
Source: kroger.com
Does Kroger take Checks? Not confirmed
Not confirmed — we couldn't find official documentation on whether Kroger accepts Checks. Kroger's official Pickup & Delivery Terms state 'Cash and checks cannot be accepted for Pickup and Delivery transactions,' and those terms govern the Kroger mobile app, so checks are not accepted for online or app orders.
Source: kroger.com
Sources
- Kroger pickup & delivery terms (official, effective 2026-03-05) (kroger.com)
- Kroger gift cards FAQ (official) (giftcards.kroger.com)
- Kroger official credit-card page (mobile-wallet definition incl. Apple Pay, Google Pay) (kroger.com)
Frequently asked questions
Does Kroger take Apple Pay?
Kroger — with conditions: in store, self-checkout. Kroger's official credit-card page defines mobile-wallet transactions to include Apple Pay at Kroger Family of Companies locations, so in-store and self-checkout acceptance is conditional on an NFC/contactless-enabled terminal; Kroger publishes no lane-level payment policy.
Does Kroger take Google Pay?
Kroger — with conditions: in store, self-checkout. Kroger's official credit-card page defines mobile-wallet transactions to include Google Pay at Kroger Family of Companies locations, so in-store and self-checkout acceptance is conditional on an NFC/contactless-enabled terminal; Kroger publishes no lane-level payment policy.
Does Kroger take PayPal?
Not confirmed — we couldn't find official documentation on whether Kroger accepts PayPal.
Does Kroger take Venmo?
No — Kroger does not accept Venmo through any of the channels we track. Not listed among accepted payment methods on official pages.
Does Kroger take Cash App Pay?
No — Kroger does not accept Cash App Pay through any of the channels we track. Not listed among accepted payment methods on official pages.
Does Kroger take Klarna?
No — Kroger does not accept Klarna through any of the channels we track. Not a direct checkout option; a Klarna virtual card can be used indirectly as a card.
Does Kroger take Afterpay?
No — Kroger does not accept Afterpay through any of the channels we track. Not a direct checkout option; usable indirectly via the Afterpay app's one-time virtual card.
Does Kroger take Affirm?
No — Kroger does not accept Affirm through any of the channels we track. Not a direct checkout option; Affirm can surface as a wallet-side installment inside Apple Pay where accepted.
Does Kroger take EBT / SNAP?
Kroger — yes: in store, self-checkout; with conditions: online, app. Accepted in-store; EBT (authorized stores only) accepted for pickup/delivery — add the card under My Account > Wallet.
Does Kroger take Gift cards?
Kroger — yes everywhere. Kroger gift cards accepted in-store and for pickup/delivery; cash and checks are not accepted for pickup/delivery.
Does Kroger take Cash?
Kroger — yes: in store, self-checkout. Cash accepted at registers and most self-checkout lanes; not accepted for pickup/delivery (official terms).
Does Kroger take Checks?
Not confirmed — we couldn't find official documentation on whether Kroger accepts Checks. Kroger's official Pickup & Delivery Terms state 'Cash and checks cannot be accepted for Pickup and Delivery transactions,' and those terms govern the Kroger mobile app, so checks are not accepted for online or app orders.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against Kroger's official documentation.