What payment methods does Lowe's accept?
The short answer: Lowe's accepts Apple Pay (in store, at self-checkout); accepts Klarna (online, in the app) and Affirm (online, in the app) with conditions; does not accept Venmo, Cash App Pay, Afterpay, and EBT / SNAP; we could not confirm whether it takes Google Pay, PayPal, Gift cards, and Cash, and 1 more (see details below). Last verified September 2026 against official Lowe's documentation.
Accepted at Lowe's
- ✓ Apple Pay (in store, self-checkout only)
- Klarna (online, app only)Klarna's official store directory lists Lowe's ('Shop in the Klarna app — Apple Pay'); use is via Klarna's app/one-time card products with eligibility assessed per purchase, not a direct Lowe's checkout integration.
- Affirm (online, app only)Affirm officially announced its partnership with Lowe's on Feb 17, 2026, bringing biweekly/monthly payment plans to Lowe's shoppers subject to eligibility; the partnership covers Lowes.com and the Lowe's mobile app.
Payment methods at Lowe's
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | ✓ Accepted | ✓ Accepted | ✕ Not accepted | ✕ Not accepted |
| Google Pay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| PayPal | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Venmo | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Cash App Pay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Klarna | ? Not confirmed | ? Not confirmed | △ Conditional | △ Conditional |
| Afterpay | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Affirm | ? Not confirmed | ? Not confirmed | △ Conditional | △ Conditional |
| EBT / SNAP | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted | ✕ Not accepted |
| Gift cards | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Cash | ? Not confirmed | ? Not confirmed | – N/A | – N/A |
| Checks | ? Not confirmed | ? Not confirmed | – N/A | – N/A |
Last verified: September 2026 against official Lowe's documentation.
Details by payment method
Does Lowe's take Apple Pay? Secondary source
Lowe's — yes: in store, self-checkout. In-store NFC rollout began Dec 2023 (some lumber/garden lanes may still lack NFC).
Source: 9to5mac.com
Does Lowe's take Google Pay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Google Pay.
Source: none documented — listed as not confirmed.
Does Lowe's take PayPal? Not confirmed
Not confirmed — we couldn't find official documentation on whether Lowe's accepts PayPal.
Source: none documented — listed as not confirmed.
Does Lowe's take Venmo? Secondary source
No — Lowe's does not accept Venmo through any of the channels we track. Not listed among accepted payment methods.
Source: liquidimageco.com
Does Lowe's take Cash App Pay? Secondary source
No — Lowe's does not accept Cash App Pay through any of the channels we track. Not listed among accepted payment methods.
Source: liquidimageco.com
Does Lowe's take Klarna? Provider confirmed
Lowe's — with conditions: online, app. Klarna's official store directory lists Lowe's ('Shop in the Klarna app — Apple Pay'); use is via Klarna's app/one-time card products with eligibility assessed per purchase, not a direct Lowe's checkout integration.
Source: klarna.com
Does Lowe's take Afterpay? Secondary source
No — Lowe's does not accept Afterpay through any of the channels we track. Not a valid payment method at Lowe's stores or website.
Source: marketingscoop.com
Does Lowe's take Affirm? Secondary source
Lowe's — with conditions: online, app. Affirm officially announced its partnership with Lowe's on Feb 17, 2026, bringing biweekly/monthly payment plans to Lowe's shoppers subject to eligibility; the partnership covers Lowes.com and the Lowe's mobile app.
Source: linkedin.com
Does Lowe's take EBT / SNAP? Secondary source
No — Lowe's does not accept EBT / SNAP through any of the channels we track. Not accepted; Lowe's sells no SNAP-eligible groceries.
Source: marketingscoop.com
Does Lowe's take Gift cards? Not confirmed
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Gift cards.
Source: none documented — listed as not confirmed.
Does Lowe's take Cash? Not confirmed
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Cash.
Source: none documented — listed as not confirmed.
Does Lowe's take Checks? Not confirmed
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Checks.
Source: none documented — listed as not confirmed.
Sources
- Lowe's begins Apple Pay rollout (9to5Mac, Dec 2023) (9to5mac.com)
- Lowe's online payment options (liquidimageco.com)
- Klarna: pay with Klarna at Lowe's (official provider) (klarna.com)
- Affirm announces partnership with Lowe's (official provider) (linkedin.com)
- Lowe's store services (official) (lowes.com)
Frequently asked questions
Does Lowe's take Apple Pay?
Lowe's — yes: in store, self-checkout. In-store NFC rollout began Dec 2023 (some lumber/garden lanes may still lack NFC).
Does Lowe's take Google Pay?
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Google Pay.
Does Lowe's take PayPal?
Not confirmed — we couldn't find official documentation on whether Lowe's accepts PayPal.
Does Lowe's take Venmo?
No — Lowe's does not accept Venmo through any of the channels we track. Not listed among accepted payment methods.
Does Lowe's take Cash App Pay?
No — Lowe's does not accept Cash App Pay through any of the channels we track. Not listed among accepted payment methods.
Does Lowe's take Klarna?
Lowe's — with conditions: online, app. Klarna's official store directory lists Lowe's ('Shop in the Klarna app — Apple Pay'); use is via Klarna's app/one-time card products with eligibility assessed per purchase, not a direct Lowe's checkout integration.
Does Lowe's take Afterpay?
No — Lowe's does not accept Afterpay through any of the channels we track. Not a valid payment method at Lowe's stores or website.
Does Lowe's take Affirm?
Lowe's — with conditions: online, app. Affirm officially announced its partnership with Lowe's on Feb 17, 2026, bringing biweekly/monthly payment plans to Lowe's shoppers subject to eligibility; the partnership covers Lowes.com and the Lowe's mobile app.
Does Lowe's take EBT / SNAP?
No — Lowe's does not accept EBT / SNAP through any of the channels we track. Not accepted; Lowe's sells no SNAP-eligible groceries.
Does Lowe's take Gift cards?
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Gift cards.
Does Lowe's take Cash?
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Cash.
Does Lowe's take Checks?
Not confirmed — we couldn't find official documentation on whether Lowe's accepts Checks.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against Lowe's's official documentation.