What payment methods does Macy's accept?
The short answer: Macy's accepts Apple Pay (in store, online, in the app), Google Pay (in the app), PayPal (online), Klarna (in store, online), Gift cards (in store, online, in the app), and Cash (in store); accepts Checks (in store) with conditions; we could not confirm whether it takes Venmo, Cash App Pay, Afterpay, and Affirm, and 1 more (see details below). Last verified September 2026 against official Macy's documentation.
Accepted at Macy's
- ✓ Apple Pay (in store, online, app only)
- ✓ Google Pay (app only)
- ✓ PayPal (online only)
- ✓ Klarna (online, in store only)Macy's official help article documents Klarna at macys.com checkout (4 interest-free payments on $1-$1,000 bags, first charge when the order ships). Per Klarna's official partnership announcement, Pay in 4 also works in-store across Macy's brands — but only by creating a one-time-use digital card in the Klarna app and adding it to Apple or Google Wallet for contactless tap, not as a native option at Macy's registers.
- ✓ Gift cards (in store, online, app only)
- ✓ Cash (in store only)
- Checks (in store only)Macy's customer service confirms checks are accepted at in-store service counters. No self-checkout lanes.
Payment methods at Macy's
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | ✓ Accepted | – N/A | ✓ Accepted | ✓ Accepted |
| Google Pay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ✓ Accepted |
| PayPal | ✕ Not accepted | – N/A | ✓ Accepted | ✕ Not accepted |
| Venmo | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Cash App Pay | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Klarna | △ Conditional | ? Not confirmed | ✓ Accepted | ? Not confirmed |
| Afterpay | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Affirm | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| EBT / SNAP | ? Not confirmed | – N/A | ? Not confirmed | ? Not confirmed |
| Gift cards | ✓ Accepted | – N/A | ✓ Accepted | ✓ Accepted |
| Cash | ✓ Accepted | – N/A | – N/A | – N/A |
| Checks | △ Conditional | – N/A | – N/A | – N/A |
Last verified: September 2026 against official Macy's documentation.
Details by payment method
Does Macy's take Apple Pay? Secondary source
Macy's — yes: in store, online, app. Per Macy's official Apple Pay help article: works in stores, in the Macy's app, and through Safari on supported Apple devices.
Source: customerservice-macys.com
Does Macy's take Google Pay? Secondary source
Macy's — yes: app. Macy's official customer-service article confirms Google Pay on the Macy's app for Google Pay-supported Android phones.
Source: customerservice-macys.com
Does Macy's take PayPal? Secondary source
Macy's — yes: online. PayPal is listed for macys.com checkout on Macy's official payment-methods page.
Source: customerservice-macys.com
Does Macy's take Venmo? Not confirmed
Not confirmed — we couldn't find official documentation on whether Macy's accepts Venmo.
Source: phatwalletforums.com
Does Macy's take Cash App Pay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Macy's accepts Cash App Pay.
Source: customerservice-macys.com
Does Macy's take Klarna? Secondary source
Macy's — yes: online; with conditions: in store. Macy's official help article documents Klarna at macys.com checkout (4 interest-free payments on $1-$1,000 bags, first charge when the order ships).
Source: customerservice-macys.com
Does Macy's take Afterpay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Macy's accepts Afterpay.
Source: customerservice-macys.com
Does Macy's take Affirm? Not confirmed
Not confirmed — we couldn't find official documentation on whether Macy's accepts Affirm.
Source: customerservice-macys.com
Does Macy's take EBT / SNAP? Not confirmed
Not confirmed — we couldn't find official documentation on whether Macy's accepts EBT / SNAP.
Source: customerservice-macys.com
Does Macy's take Gift cards? Secondary source
Macy's — yes: in store, online, app. Macy's gift cards and e-gift cards accepted; third-party gift cards listed for macys.com checkout on the official payment-methods page.
Source: customerservice-macys.com
Does Macy's take Cash? Secondary source
Macy's — yes: in store. Accepted at in-store registers; Macy's customer service also confirms cash is taken at in-store service counters.
Source: customerservice-macys.com
Does Macy's take Checks? Secondary source
Macy's — with conditions: in store. Macy's customer service confirms checks are accepted at in-store service counters.
Source: customerservice-macys.com
Sources
- Macy's payment info — customerservice-macys.com (customerservice-macys.com)
- Macy's payment info — customerservice-macys.com (customerservice-macys.com)
- Macy's payment info — customerservice-macys.com (customerservice-macys.com)
- Macy's payment info — phatwalletforums.com (phatwalletforums.com)
- Macy's Google Pay help article (official customer service) (customerservice-macys.com)
- Macy's Klarna help article (official customer service) (customerservice-macys.com)
- Klarna-Macy's Pay in 4 in-store partnership announcement, May 2021 (Klarna official) (klarna.com)
Frequently asked questions
Does Macy's take Apple Pay?
Macy's — yes: in store, online, app. Per Macy's official Apple Pay help article: works in stores, in the Macy's app, and through Safari on supported Apple devices.
Does Macy's take Google Pay?
Macy's — yes: app. Macy's official customer-service article confirms Google Pay on the Macy's app for Google Pay-supported Android phones.
Does Macy's take PayPal?
Macy's — yes: online. PayPal is listed for macys.com checkout on Macy's official payment-methods page.
Does Macy's take Venmo?
Not confirmed — we couldn't find official documentation on whether Macy's accepts Venmo.
Does Macy's take Cash App Pay?
Not confirmed — we couldn't find official documentation on whether Macy's accepts Cash App Pay.
Does Macy's take Klarna?
Macy's — yes: online; with conditions: in store. Macy's official help article documents Klarna at macys.com checkout (4 interest-free payments on $1-$1,000 bags, first charge when the order ships).
Does Macy's take Afterpay?
Not confirmed — we couldn't find official documentation on whether Macy's accepts Afterpay.
Does Macy's take Affirm?
Not confirmed — we couldn't find official documentation on whether Macy's accepts Affirm.
Does Macy's take EBT / SNAP?
Not confirmed — we couldn't find official documentation on whether Macy's accepts EBT / SNAP.
Does Macy's take Gift cards?
Macy's — yes: in store, online, app. Macy's gift cards and e-gift cards accepted; third-party gift cards listed for macys.com checkout on the official payment-methods page.
Does Macy's take Cash?
Macy's — yes: in store. Accepted at in-store registers; Macy's customer service also confirms cash is taken at in-store service counters.
Does Macy's take Checks?
Macy's — with conditions: in store. Macy's customer service confirms checks are accepted at in-store service counters.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against Macy's's official documentation.