What payment methods does Tops Friendly Markets accept?
The short answer: Tops Friendly Markets accepts Cash (in store, at self-checkout); accepts Apple Pay (in store, at self-checkout, online, in the app △), Google Pay (in store, at self-checkout, online, in the app △), EBT / SNAP (in store, at self-checkout, online, in the app △), and Gift cards (in store, at self-checkout, online, in the app △) with conditions; we could not confirm whether it takes PayPal, Venmo, Cash App Pay, and Klarna, and 3 more (see details below). Last verified September 2026 against official Tops Friendly Markets documentation.
Accepted at Tops Friendly Markets
- Apple Pay (in store, self-checkout, online, app △)Apple Pay accepted in-store, at self-checkout, and for online orders; in-app availability depends on the checkout presented.
- Google Pay (in store, self-checkout, online, app △)Google Pay (and Samsung Pay) accepted in-store, at self-checkout, and for online orders.
- EBT / SNAP (in store, self-checkout, online, app △)SNAP EBT accepted in-store, at self-checkout, and online (including via Instacart and DoorDash); a separate card is needed for fees and non-EBT-eligible items.
- Gift cards (in store, self-checkout, online, app △)Physical and digital Tops gift cards sold and redeemable in-store (including self-checkout) and online.
- ✓ Cash (in store, self-checkout only)
Payment methods at Tops Friendly Markets
| Payment method | In store | Self-checkout | Online | App |
|---|---|---|---|---|
| Apple Pay | ✓ Accepted | ✓ Accepted | ✓ Accepted | △ Conditional |
| Google Pay | ✓ Accepted | ✓ Accepted | ✓ Accepted | △ Conditional |
| PayPal | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Venmo | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Cash App Pay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Klarna | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Afterpay | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| Affirm | ? Not confirmed | ? Not confirmed | ? Not confirmed | ? Not confirmed |
| EBT / SNAP | ✓ Accepted | ✓ Accepted | ✓ Accepted | △ Conditional |
| Gift cards | ✓ Accepted | ✓ Accepted | ✓ Accepted | △ Conditional |
| Cash | ✓ Accepted | ✓ Accepted | – N/A | – N/A |
| Checks | ? Not confirmed | ? Not confirmed | – N/A | – N/A |
Last verified: September 2026 against official Tops Friendly Markets documentation.
Coverage: US stores and US website. Acceptance may differ in other countries — see How we verify.
Details by payment method
Does Tops Friendly Markets take Apple Pay? Secondary source
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. Apple Pay accepted in-store, at self-checkout, and for online orders; in-app availability depends on the checkout presented.
Source: joinkudos.com
Does Tops Friendly Markets take Google Pay? Secondary source
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. Google Pay (and Samsung Pay) accepted in-store, at self-checkout, and for online orders.
Source: progressivegrocer.com
Does Tops Friendly Markets take PayPal? Not confirmed
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts PayPal.
Source: none documented — listed as not confirmed.
Does Tops Friendly Markets take Venmo? Not confirmed
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Venmo.
Source: none documented — listed as not confirmed.
Does Tops Friendly Markets take Cash App Pay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Cash App Pay.
Source: none documented — listed as not confirmed.
Does Tops Friendly Markets take Klarna? Not confirmed
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Klarna.
Source: none documented — listed as not confirmed.
Does Tops Friendly Markets take Afterpay? Not confirmed
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Afterpay.
Source: none documented — listed as not confirmed.
Does Tops Friendly Markets take Affirm? Not confirmed
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Affirm.
Source: none documented — listed as not confirmed.
Does Tops Friendly Markets take EBT / SNAP? Secondary source
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. SNAP EBT accepted in-store, at self-checkout, and online (including via Instacart and DoorDash); a separate card is needed for fees and non-EBT-eligible items.
Source: progressivegrocer.com
Does Tops Friendly Markets take Gift cards? Secondary source
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. Physical and digital Tops gift cards sold and redeemable in-store (including self-checkout) and online.
Source: progressivegrocer.com
Does Tops Friendly Markets take Cash? Secondary source
Tops Friendly Markets — yes: in store, self-checkout. Cash accepted at all Tops locations, including self-checkout.
Source: joinkudos.com
Does Tops Friendly Markets take Checks? Not confirmed
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Checks.
Source: none documented — listed as not confirmed.
Sources
- Kudos - Does Tops Friendly Markets take Apple Pay? (joinkudos.com)
- Progressive Grocer - Tops adds more contactless options (progressivegrocer.com)
- Progressive Grocer - Tops EBT SNAP on Instacart (progressivegrocer.com)
- Produce News - Tops expands SNAP to DoorDash (theproducenews.com)
Frequently asked questions
Does Tops Friendly Markets take Apple Pay?
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. Apple Pay accepted in-store, at self-checkout, and for online orders; in-app availability depends on the checkout presented.
Does Tops Friendly Markets take Google Pay?
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. Google Pay (and Samsung Pay) accepted in-store, at self-checkout, and for online orders.
Does Tops Friendly Markets take PayPal?
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts PayPal.
Does Tops Friendly Markets take Venmo?
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Venmo.
Does Tops Friendly Markets take Cash App Pay?
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Cash App Pay.
Does Tops Friendly Markets take Klarna?
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Klarna.
Does Tops Friendly Markets take Afterpay?
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Afterpay.
Does Tops Friendly Markets take Affirm?
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Affirm.
Does Tops Friendly Markets take EBT / SNAP?
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. SNAP EBT accepted in-store, at self-checkout, and online (including via Instacart and DoorDash); a separate card is needed for fees and non-EBT-eligible items.
Does Tops Friendly Markets take Gift cards?
Tops Friendly Markets — yes: in store, self-checkout, online; with conditions: app. Physical and digital Tops gift cards sold and redeemable in-store (including self-checkout) and online.
Does Tops Friendly Markets take Cash?
Tops Friendly Markets — yes: in store, self-checkout. Cash accepted at all Tops locations, including self-checkout.
Does Tops Friendly Markets take Checks?
Not confirmed — we couldn't find official documentation on whether Tops Friendly Markets accepts Checks.
Spot something wrong?
Payment policies change. If any answer above is out of date, contact us and we'll re-verify it against Tops Friendly Markets's official documentation.