Stores that accept Affirm
Pay over time. We track 50 major retailers: 3 accept Affirm, 2 with conditions.
| Store | Status | Details |
|---|---|---|
| Costco | ✓ Accepted | Listed as an accepted method on Costco.com. |
| Dick's Sporting Goods | ✓ Accepted | Official promotions page: Affirm with Pay-in-4 and longer-term monthly payments, subject to eligibility and availability, at checkout. |
| Target | ✓ Accepted | Listed as a third-party installment plan for Target.com and the Target app; Target's 2021 partnership covers Affirm and Sezzle for purchases over $100. |
| Amazon | △ Conditional | Amazon's official 'Pay over time with Affirm' page confirms shoppers can select Affirm at checkout for eligible purchases of $50 or more, subject to a real-time eligibility check, with plans of 3-48 equal monthly payments; exclusions include groceries/Fresh, digital content, gift cards, and carts under $50. Amazon Pay's official page confirms Affirm installments are also available through the Amazon Pay button at eligible merchants. |
| Lowe's | △ Conditional | Affirm officially announced its partnership with Lowe's on Feb 17, 2026, bringing biweekly/monthly payment plans to Lowe's shoppers subject to eligibility; the partnership covers Lowes.com and the Lowe's mobile app. |
| 7-Eleven | ? Not confirmed | No evidence of Affirm acceptance at 7-Eleven on any channel. |
| Aldi | ✕ Not accepted | Not accepted. |
| Best Buy | ? Not confirmed | Affirm lists Best Buy as a merchant, but Best Buy's own payment pages show Zip and Progressive Leasing — Affirm is not a listed Best Buy checkout option. |
| Burger King | ? Not confirmed | No evidence of Affirm acceptance at Burger King on any channel. |
| Chick-fil-A | ? Not confirmed | No evidence of Affirm acceptance at Chick-fil-A. |
| Chipotle | ? Not confirmed | No evidence of Affirm acceptance at Chipotle. |
| CVS | ✕ Not accepted | Not listed among accepted payment methods; no BNPL partner. |
| Dollar General | ? Not confirmed | No evidence of Affirm acceptance at Dollar General; the chain accepts no third-party buy-now-pay-later services. |
| Dollar Tree | ? Not confirmed | No evidence of Affirm acceptance at Dollar Tree on any channel. |
| Domino's | ? Not confirmed | No evidence of Affirm acceptance at Domino's on any channel. |
| Dunkin' | ? Not confirmed | No evidence of Affirm acceptance at Dunkin' on any channel. |
| Gap | ? Not confirmed | Not listed among Gap's payment methods on its official Payment Options page; Gap's BNPL partners are Afterpay and Klarna. |
| H-E-B | ? Not confirmed | Not listed among H-E-B's documented payment methods; no official documentation found for Affirm at H-E-B. |
| H&M | ? Not confirmed | Not listed among H&M's payment methods on the official pages reviewed; H&M's buy-now-pay-later partner is Klarna. |
| Home Depot | ? Not confirmed | No official documentation found for Affirm at Home Depot; the previously cited source (moneypantry.com) could not be corroborated against official pages. |
| JCPenney | ✕ Not accepted | JCPenney does not accept Affirm, per 2026 third-party payment guides. No self-checkout lanes. |
| Kohl's | ? Not confirmed | No Affirm partnership documented for Kohl's. |
| Kroger | ✕ Not accepted | Not a direct checkout option; Affirm can surface as a wallet-side installment inside Apple Pay where accepted. |
| Macy's | ? Not confirmed | No Affirm partnership documented for Macy's; Macy's BNPL presence is via Klarna. |
| Marshalls | ? Not confirmed | Not listed among Marshalls' accepted payment methods on the official pages reviewed. App: N/A — Marshalls has no shopping app. |
| McDonald's | ✕ Not accepted | Not listed among accepted payment methods. |
| Meijer | ? Not confirmed | Not listed among Meijer's documented payment methods; no official documentation found for Affirm at Meijer. |
| Nike | ? Not confirmed | No credible Nike-specific evidence of Affirm acceptance. |
| Nordstrom | ? Not confirmed | No Affirm partnership documented for Nordstrom; Nordstrom's BNPL presence is via Afterpay. |
| Old Navy | ? Not confirmed | Not listed among Gap Inc.'s payment methods on the official Payment Options page; the BNPL partners are Afterpay and Klarna. |
| Petco | ? Not confirmed | No evidence of Affirm acceptance at Petco on any channel. |
| PetSmart | ? Not confirmed | No evidence PetSmart accepts Affirm at checkout (one third-party page only shows Affirm offered for buying a PetSmart gift card from a third party, not at PetSmart). |
| Publix | ? Not confirmed | Not listed among accepted payment methods for in-store or Instacart checkout. |
| Ross | ? Not confirmed | Not listed among Ross's accepted payment methods on the official pages reviewed. Online/app: N/A — Ross is in-store only with no online merchandise checkout or shopping app. |
| Safeway | ? Not confirmed | Not listed in Safeway's official payment FAQ; no official documentation found for Affirm at Safeway. |
| Sam's Club | ✕ Not accepted | Not listed among accepted payment methods on the official help page. |
| Sephora | ? Not confirmed | Not listed on Sephora's official payment pages (online: confident no — Sephora's BNPL partners are Klarna and Afterpay). |
| Staples | ? Not confirmed | No evidence of Affirm acceptance at Staples on any channel. |
| Starbucks | ? Not confirmed | No evidence of Affirm acceptance at Starbucks. |
| Subway | ? Not confirmed | No evidence of Affirm acceptance at Subway on any channel. |
| Taco Bell | ? Not confirmed | No evidence of Affirm acceptance at Taco Bell. |
| TJ Maxx | ? Not confirmed | No Affirm partnership documented for TJ Maxx. |
| Trader Joe's | ✕ Not accepted | Not listed among accepted payment methods. |
| Ulta | ? Not confirmed | Not listed in Ulta's official payment table (online: confident no). |
| Walgreens | ? Not confirmed | No official documentation found for Affirm at Walgreens; the previously cited source (walgreens.knoji.com) could not be corroborated against official pages. Walgreens' official payment page lists accepted methods and does not include Affirm. |
| Walmart | ✕ Not accepted | Displaced by Klarna-powered OnePay Later in March 2025; Affirm was Walmart's BNPL partner since 2019. |
| Wegmans | ? Not confirmed | Not listed among Wegmans' documented payment methods; no official documentation found for Affirm at Wegmans. |
| Wendy's | ? Not confirmed | No evidence of Affirm acceptance at Wendy's on any channel. |
| Whole Foods | ? Not confirmed | Not listed in Whole Foods' official payment FAQ; no official documentation found for Affirm at Whole Foods. |
| Zara | ? Not confirmed | Not listed on Zara's official payment-methods page (online: confident no). |
Last verified: September 2026.
Frequently asked questions
Which major stores accept Affirm?
Of the 50 major retailers we track, 3 accept Affirm outright and 2 more accept it with conditions. See the table above for the full list, verified September 2026.
How do I know if a specific store takes Affirm?
Search the store on DoesItTakeIt to see exactly where Affirm works: in store, at self-checkout, online, and in the retailer's app — each answer cites an official source with a last-verified date.